English version 1.1 Last update September 16, 2022.
1.1. In order to become a customer (hereinafter referred also as a “Player”) and play on the Lataamo.com website, a Player must accept the terms of and conditions of Lataamo.com (hereinafter referred to as “Terms and Conditions” or “Rules”). The Player accepts the Terms and Conditions by registering on the Lataamo.com website and ticking the box “I hereby accept these Terms and Conditions.” If the Player thereafter continues to use the services provided on the Lataamo.com website, he or she is considered to have accepted the Terms and Conditions.
1.2. The website Lataamo.com is operated by Vana Lauri OÜ, a company registered in Estonia under company registration number 16427120 having its registered address at Tornimäe tn 7, Tallinn, Vana Lauri OÜ is licensed and supervised by the Estonian Tax and Customs Board and is holding the following licenses: HKT000066 (date of issue: 10.07.2022) and HKT000067 (date of issue: 10.07.2022). In connection with these Terms and Conditions, Vana Lauri OÜ is also referred to as the “Company”, “We” or the “Operator”.
1.3. These Terms and Conditions are governed by Estonian law and are displayed on the Lataamo.com website in more than one language. The official language of these Terms and Conditions for Estonian players is Estonian. The official language of these Terms and Conditions players other than Estonian is English.
1.4. Due to changes to regulatory obligations and responsibilities, technical, and / or business reasons, the Company may from time to time need to change these Terms and Conditions. If changes are made to these Terms and Conditions, they will always be informed separately on the Lataamo.com website. Any changes to these Terms and Conditions will enter into force form the moment they are uploaded and published on the Lataamo.com website and are generally visible to the players on the Internet. Registered Players will also be separately informed about any changes made to these Terms and Conditions once they login to their account. A pop-up window
will appear, and the Player must agree on the changes by ticking the box “I hereby agree on the updated Terms and Conditions” in order to continue using Lataamo.com website.
1.5. If the Player uses services, consisting of a game of chance provided on the Lataamo.com website (hereinafter referred as the “Services”) after the changes have been published, this will be interpreted as accepting the updated Terms and Conditions. If the Player does not agree with the
changes made to the Terms and Conditions, the Player should immediately stop using the Services. If the Player does not confirm the changes by ticking the box mentioned above, the Player will not be eligible to continue using the Services.
1.6. The contents published on the Lataamo.com website is subject to copyright law. All material found on the page is for non-commercial personal use only. The use of the Services does not give the Player any intellectual property rights concerning the contents available on the
Lataamo.com website. It is forbidden to copy and use any information, logos and images on the Lataamo.com website.
- Parties to the Agreement
2.1 The Operator shall open a personal Player’s Account for each Player. The Player’s Account is intended for administration of the Player’s gaming expenses and/or bets and for refunding and payment of winnings by the Operator. Lataamo.com accepts only natural persons over the age
limit required to play the provided games legally as Players. The Player cannot be registered in the name of a company. The age limit may vary from country to country. Typically, the age limit is set to 18 years but for example, the age limit for playing games of chance in Estonia is 21 years. A person under 21 years of age located in Estonia shall not play a game of chance, a game of chance organized as remoted gambling or game of skill organized as remote gambling.
2.2 By accepting these terms and conditions the Player confirms having reached the minimum age limit. Non-compliance of this requirement is a violation of these Terms and Conditions. The Operator always verifies that the Player has reached the legal minimum age required to play on
the Lataamo.com website. Verification will be carried out acquiring a copy of the Player’s identity documents and proof of address electronically. In accordance with the relevant anti-money laundering requirements the Company is obliged to make sure that the Player proves his age,
identity, address, source of funds / wealth, taxable income and other relevant information. In regards of players from Estonia, also the personal identification number is checked. Failure from the Player to oblige with such request within a reasonable time may result in closure of the Player Account.
2.3 The Player understands that in some jurisdictions online gambling may be illegal. The Company does not intend to provide any services to Players which could conflict the legislation of the Players’ jurisdiction. The Player uses the Services at his own choice. The Player confirms, warrants and agrees that use of the Services is in accordance with the laws of his jurisdiction. The
Company is not responsible for any illegal use or unauthorized use of the Services by the Player.
2.4 Online game providers licensed in Estonia shall not accept customers from Afghanistan, Albania, Algeria, American Samoa, Angola, Anguilla, Antigua & Barbuda, Argentina, Armenia, Aruba, Australia, Azerbaijan, Bahamas, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda,
Bhutan, Bonaire(Sint Eustatius and Saba), Bosnia and Herzegovina, Botswana, Bouvet Island, British Indian Ocean Region, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Cape Verde, Cayman Islands, Central African Republic, Chad, Christmas Island, Coconut Islands, Colombia, Comoros, Congo (Democratic Republic), Cook Islands, Costa Rica, Côte d’Ivoire, Croatia, Cuba, Curacao, Cyprus, Czech Republic, North Korea, Denmark, Djibouti, Dominica,
Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Ethiopia, Falkland Islands, Faroe Islands, Fiji, France, Guiana, French Polynesia, French Southern Regions, Gabon, Gambia, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Heard, Holy See (Vatican City State), Honduras, Hong Kong, Hungary, Iran, Iraq, Israel, Italy, Jamaica, Jordan , Kazakhstan, Kuwait, Kirgizstan, Laos, Latvia, Lesotho, Liberia, Libya, Lithuania, Madagascar, Malawi, Malaysia, Maldives, Mali, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Montenegro, Montserrat, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, Netherlands Antilles, New Caledonia, Nicaragua, Niger, Nigeria, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Oman, Pakistan, Puerto Rico, Réunion, Romania, Rwanda, Saint-Barthelemy, Saint Helena Islands ascension and Tristan da Cunha Islands, Saint Kitts & Nevis, Saint Lucia, Saint-Mart
French part, Saint-Pierre and Miquelon, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Senegal, Seychelles, Sierra Leone, Singapore, Sint Maarten, Slovakia, Slovenia, the Solomon Islands, Somalia, South Georgia and the Southern Sandwich Islands, South Sudan, Spain, Sri Lanka, Palestinian State, Sudan, Surinam, Spitsbergen and Jan Mayen,Swaziland, Switzerland, Syria, Taiwan, Tajikistan, Tanzania, Faroe Islands, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands , Tuvalu, Belarus, U.S. Virgin Islands, Uganda, United Kingdom, U.S. Minor Outlying Islands, The United States of America and all its bases, military bases and territories, Uzbekistan, Vanuatu, Venezuela, British Virgin Islands, Wallis and Futuna, Western Sahara, Yemen, Antarctica, Macedonia, Moldova, Mongolia, Kenya, Kiribati and Lebanon.
2.5 If a Player violates the above-listed country-specific rule, the Operator reserves the rights to suspend the Player’s Player Account immediately and withhold all money transfers from and to the Player Account.
2.6 Subject to Lataamo.com’s anti-money laundering requirements and relevant responsible gambling obligations, the Company may also close or suspend the Player Account.
2.7 Each Player may only have one Player Account. Violation of this rule may result in the closure of all the Player Accounts registered by the Player and the Company shall only pay back that which remains of the deposits made by the Player.
- Using a Player Account and Player responsibility
3.1 By accepting these Terms and Conditions the Player hereby confirms that he or she does not act in the name of another person. The Player also hereby accepts that he or she does not have the right to allow third parties, whether accidentally or intentionally, whether minors or other persons,
to log into their Player Account. Lataamo.com shall not be held accountable for the Player’s failure, including acts of negligence and / or willful misconduct, to comply with this provision.
3.2 Subject to mandatory regulations, and except in cases of gross negligence, willful misconduct, fraud or fraudulent activity by the Company, Company’s liability for any damages (direct or indirect) or losses caused by the Player’s use of the Services are excluded.
3.3 The Player is not allowed to transfer any funds through a third-party account. Funds shall only be transferred and deposited from and to the same account informed during the registration and verification process. The use of digital aids such as robots is also prohibited.
3.4 Lataamo.com and its partners, such as affiliates, are never responsible for compensating for a Player’s losses on the Services. Lataamo.com offers games of chance where the risk of loss falls entirely for the Player when he or she decides to play the games of chance provided on the Lataamo.com website.
3.5 Lataamo.com does not make automatic reports of Players’ winnings to the tax authorities. If the Player is obliged to declare their profits to a tax authority, it is the Player’s sole responsibility to comply with such obligation.
3.6 We will keep all relevant information about the game, including its rules and likelihood of winning, easily accessible to the Players and such information shall be in English and in Estonian.
- Harmful activities
4.1 The operator is obliged to monitor money laundering and other financing referring to crime. The Player is obligated to assist the operator in all queries and surveys about them.
- Financial transactions
5.1 The Player must use the same account for withdrawals as they made the deposit. The Player is not entitled to interest on the funds in their Player Account, regardless of how long they keep money in their Player Account. In line with the mandatory obligatory requirements, the Operator ensures the acceptance of bets and payments transferred to the account of the gambling operator for the making of bets only from the settlement account of the same player or from a player in the gaming location of the same gambling operator and; the making of distributions only to the same settlement account, from which the player has transferred a payment to the account of the gambling operator for the making of bets in gambling.
5.2 The principle of Lataamo.com is to pay the Player the winnings almost immediately, however, the payment period may vary from a few minutes to 24 hours. For larger winnings over EUR 20,000, a reasonable payment schedule can be negotiated separately with the Player. For example, the
payment of EUR 100,000 in parts of payments of EUR 20,000 over five days can be considered as such.
5.3 Lataamo.com does not charge its Players for money transfers. It is the Player’s responsibility to find out if the service provider he or she uses charges him or her a transfer fee in connection with the money transfers.
5.4 Player funds are held in a separate account from the Company’s own funds and accordingly the funds in a Player Account are protected in the event that the Company becomes financially insolvent.
5.5 Lataamo.com has the right to suspend the Player’s deposits and withdrawals if the use of the Player’s account requires verification of the Player’s identity, age, or other information (hereinafter referred as “Verifications”). It is at the Operator’s sole consideration if and when Verifications are carried out. As per AML policy the Verifications are carried always when i) upon establishment of a Business Relationship; ii) upon payment of winnings, making of a bet, or both on occasions where the sum given or receivable by the Player is at least EUR 2,000 or an equivalent sum in another currency, regardless of whether the monetary obligation is performed as a single payment or as several related payments over a period of up to one month; iii) upon verification of information gathered while applying due diligence measures or in the case of doubts as to the
sufficiency or truthfulness of the documents or data gathered earlier while updating the relevant data and; iv) upon suspicion of Money Laundering or Terrorist Financing. If the Verification requires contact with the Player and any further clarifications, the Player Account can be suspended pending the review. The most common reason for proving Player’s identity is
completely exceptionally large numbers of games. The Verification usually involves sending a copy of the id and a sufficiently recent copy of the invoice proving the address. It can also be a payment certificate from the bank or other payment service provider. However, these Verifications are made in the best interests of the Player, paying attention to the Player’s situation and
assessing the Player’s situation on a case-by-case basis.
5.6 For deposits and withdrawals, Lataamo.com has a minimum amount of EUR 20.
5.7 A person can only become a Player if he or she is the legal owner of the funds they use, and the funds have not been acquired through criminal activities.
5.8 Lataamo.com will process any withdrawal requests within one to six (1-6) working days from receipt of the request. It is possible that timeframe will be extended for reasons such as KYC procedures or additional verification on the withdrawal request or any other necessary verification prior to processing of the withdrawal.
- Bonus rules
6.1 The welcome bonus is valid until further notice only for the Finnish Players. A welcome bonus may be offered also to Players residing in other countries, subject always to separate notification.
6.2 Unless otherwise specified, any unused free spins given to the Player will be cancelled automatically. This rule also applies to the welcome bonus. All free spins are valid for 24 hours unless otherwise stated in the promotion.
6.3 Unless otherwise stated, Lataamo.com requires 30x wagering for bonuses within 7 days. If the wagering requirement is not fulfilled, the bonus amount and all the proceeding winnings will be lost. It is possible, subject to a clause included in the bonus terms, that wagering requirement differs from the above mentioned. It is the Player’s responsibility to read the bonus terms and be aware of the included wagering requirements. Under any circumstances, table games, jackpot games, casino live games and video poker do not count towards the wagering requirement. For the sake of clarity, if a player receives a welcome bonus of EUR 10 and wagers a total sum of EUR 1,000 to table games, jackpot games, casino live games and video poker, the wagering requirement is not fulfilled.
6.4 The benefit paid as bonus money cannot be repatriated before wagering in accordance with the rules. When meeting the wagering requirements for bonus money, the Player is first considered the deposited funds and only then will they use the bonus money.
6.5 Unless otherwise stated, the benefit received as bonus money can be used for a maximum of EUR 5 per spin. When using higher bets, a Player is at risk of losing their bonus.
6.6 Wagering on the following games do not count towards the wagering requirement included in the bonuses:
Absolootly Mad Mega Moolah, Agent Royale, Age of Conquest, Astro Legends Lyra & Erion, Blazing Bull 2, Bakers Treat, Book Of 99, Castle Builder II, Cauldron, Double Dragons,Cazino Cosmos, Dwarf Mine, EggOmatic, Eye Of The Kraken, Gemix, Goblins and Gemstones, Magic of Sahara, Mad Monsters, Reel Rush II, Dynamite Riches, 11 Champions, Victoria Wild, Ducks Till Dawn, The Wish Master, Viking Runecraft, White Rabbit, Sea Hunter, Mystery Joker 6000, Extra Chilli, Wild Swarm, Dark Vortex, Jingle Spin, Zombie Hoard, Mahjong 88, Le Kaffee Bar, Narcos, Village People Macho Moves, Solar Queen, Razor Shark, Tiki Mania, Jewel Scarabs, Crystal Cavern, Blazing Bull, Solar Temple, Wilderland, Bronco Spirit, Hellcatraz, Football glory, All Star Knockout Ultra Gamble, Marching Legions, Banana Drop, Maui Millions, Lil Devil, Bombuster, Jungle Gorilla, 5 Families, Rage of the Seas, Lucky Fridays, Solar King, Emerald King, Hoard of Poseidon, Golden Tsar, Leprechauns Magic Megaways, Augustus, Jingle Bells Power Reels, Sylvan Spirits, Golden Stallion, Frost Queen Jackpots, Rome The Golden Age, Rome The Golden Age, Pirates Plenty MegaWays, Pearls Of India, The Hot Offer, Tower Quest, Rage To Riches, Robin Hood Shifting Riches, Scudamores Super Stakes, Scrooge, Serengeti Kings, Spina Colada, Sweet Alchemy, Tuts Twister, Vikings Go Berzerk, Wolf Hunters.
6.7 Lataamo.com wants to offer bonuses to all its Players. However, it is within the Company’s sole discretion to exclude individual Players from the offer. It is within the Company’s sole discretion to void any bonus and related winnings if the Company sees that the Player does not respect the bonus rules. The Company may also change the terms and conditions of the bonus or stop offering it at any time without notice.
- Responsible gaming and Player safety
7.1 Players may restrict their play independently. Lataamo.com offers restrictions and self-exclusion opportunity to its Players in accordance with the regulations in force. The Player can also apply for a self-exclusion electronically in a register maintained by the Estonian Tax and Customs
Board. From those Players, Lataamo.com does not accept participation to games at all. In terms of the restrictions requested by the Player from Lataamo.com, the changes will always take effect within 48 hours at the latest.
7.2 In addition to the game restrictions offered by Lataamo.com, Players can make a personalized self-exclusion and join the list of gambling-restricted Players. This register is in Estonia under the name HAMPI. You can read more about how the blocking works via the link below. Joining is free of charge for the Player and prevents the Player from participating in gambling with gambling organizers licensed in Estonia. Link: https://www.emta.ee/en/private-client/e-services-tax-literacy/registers-inquiries/setting-restrictions-gambling.
If a Player wishes to submit their blocking request to HAMPI, we will immediately submit it to the Estonian Tax and Customs Board.
7.3 Players may also set various type of limits on their game account. After registration Lataamo.com offers opportunity to set weekly or monthly loss limit. Other limits accessible from the site menu under the Responsible Gaming tab are deposit limit, gaming/loss limit, wagering limit, and session
8.1 If the Player has a complaint or wishes to lodge a claim against Lataamo.com regarding the Services, the Player may submit such claim through any means, in any shape and / or form. However, We recommend that such matters are submitted via chat or via an email at [email protected]. The Lataamo.com will try to process complaints as fast as possible. However, Lataamo.com reserves up to 15 days to respond the Player’s complaint. This is in line with the Estonian Consumer Protection Act.
8.2 If there are software errors in the games available in Lataamo.com, the Company may consider cancelling the draws to the extent that the error has affected the results. Any attempted manipulation, successful or unsuccessful, interrupts the Player’s gaming and is likely to lead to legal action.
8.3 In the event of a temporary interruption in the Services, all bets, wagers and other stakes placed to the Services during the temporary interruption will be fully refunded to the Players. If the Player stops playing, the unfinished game continues when the Player returns to play.
8.4 If you cannot reach an agreement with us or are not satisfied with the resolution of your matter, you may refer to an Alternative Dispute Resolution (“ADR”) entity. The following ADR:s are recommended by the Company:
The European Online Dispute Resolution (“ODR”), a platform provided by the
European Commission as an access to dispute resolution. The detailed information and access to the ODR platform provided by the European Commission can be found here: https://ec.europa.eu/consumers/odr/main/?event=main.complaints.screeningphase
9 Limitation of liability
9.1 Except in cases of gross negligence or willful misconduct, or due to mandatory rules, the Company shall not be liable for any software-related issues and errors that have prevented the Player from accessing the Lataamo.com website or suspends play.
9.2 If the Company incorrectly pays winnings to the Player due to an error, the money will be considered to still belong to the Company and thus it will be deducted from the Player’s Account. If the Player has already withdrawn the money, the Player must inform the Operator’s customer service immediately in order to settle the matter and to avoid further consequences.
9.3 Lataamo.com and its employees and other personnel related to the Company do not guarantee that Company’s software will always function flawlessly.
9.4 The Player confirms being an individual who has reached the minimum legal age for gambling on the Lataamo.com’s website and has full legal capacity, in accordance with the country where he resides or lives permanently. Further, the Player understands the significance of his actions, agrees that the choice of the use of the Services is exclusively The Player’s personal choice and understands that the Player manages funds included in the Player’s Account.
9.5 Lataamo.com is not responsible for the content on any Internet sites, access to which can be obtained through Lataamo.com.
9.6 The limitations and exclusions of liability in these Terms and Conditions do not apply to the extent such limitations or exclusions are not applicable under the applicable law.
10 Data protection
10.2 By accepting Lataamo.com’s Privacy Notice and providing Lataamo.com their personal information, the Player agrees to processing of their personal data for the purposes described in the Privacy Notice.